Insurance Recognition and Claim Forms
Osteopathic treatment is gradually gaining recognition among major insurance providers in Canada. However, reimbursement policies may vary from one insurer to another.
OAOP continues to communicate with insurance companies to improve recognition of osteopathic services and to support smoother claim processing for members and their clients.
This page provides updated insurance recognition information and related claim form resources.
Insurance coverage may differ depending on the insurance company and the client’s specific benefit plan.
Members should be aware that:
- Some insurers recognize osteopathic treatment for reimbursement.
- Some insurers are still under review or negotiation.
- Medical device claims are generally more stable and widely accepted.
- Clients should always confirm coverage directly with their insurance provider before submitting a claim.
At this stage, members are encouraged to pay close attention to medical device benefits.
Common eligible products may include: Back braces and lumbar supports, Shoulder braces, Knee braces, Elbow braces, Ankle braces, Medical compression stockings, Custom orthotics and TENS machine.
| Insurance Company | Osteopathic Treatment | Medical Devices | Claim Forms |
|---|---|---|---|
| Blue Cross Insurance | OK | OK | Downloand |
| Benecaid Insurance | OK | OK | Downloand |
| Canada Life | Negotiating - try | OK | Downloand |
| ClaimSecure Insurance | OK | Downloand | |
| Chamber of Commerce | OK | OK | Downloand |
| Coughlin Insurance | OK | OK | Downloand |
| Desjardins Insurance | OK | OK | Downloand |
| Green Shield Insurance | OK | Downloand | |
| Eclipse Financial | OK | OK | Online Claim |
| Empire Life Insurance | OK | Downloand | |
| Equitable Life Insurance | OK | Downloand | |
| Group Source | OK | OK | Downloand |
| Guard.Me International Insurance | OK | OK | Downloand |
| Industrial Alliance Insurance | OK | Downloand | |
| Imperial Life Assurance | OK | OK | Downloand |
| Johnston Group Insurance | OK | OK | Downloand |
| Manion Wilkins & Associates | OK | Downloand | |
| Manulife Insurance | Negotiating - try | OK | Downloand |
| MDM Insurance | OK | OK | Downloand |
| NexgenR Insurance | OK | OK | Downloand |
| Olympia Benefits | OK | OK | Online Claim |
| People Corporation Insurance | OK | OK | Downloand |
| RBC Insurance | OK | Downloand | |
| Standard Life Insurance | OK | OK | Downloand |
| Sun Life Assurance | Negotiating - try | OK | Downloand |
| The Co-operators Insurance | OK | OK | Downloand |
| Union Benefits Insurance | OK | OK | Online Claim |
| USW Canadian | OK | OK | Downloand |
| UFCW Insurance | OK | OK | Downloand |
| Wawanesa Life | OK | OK | Downloand |
